No matter where you live in the country, severe weather conditions like heavy rain, ice storms, and blizzards can strike and wreak havoc on your roof. Whether you need your roof repairing or replacing, there are several options you can pick from, such as calling a roofing company or speaking to your insurance provider.
While your first thought may be to ring up your insurance company, speaking to a professional roofing company and getting an inspection first is strongly recommended. With that in mind, here are some valid reasons why you should speak to a roofer first before doing anything else.
Even though insurance adjusters are experts in their field, that doesn’t mean they have experience in roofing. Should you contact your insurance provider, they may not have knowledge of roofing materials, or what to look out for in the event of storm damage to your roof. If you have any concerns about your roof, it’s advised to speak to a roofing professional who has vast experience and knows what repairs are needed to fix the problem.
For example, you would never call up the dentist if you have a stomach bug, so you need to apply the same logic when repairing or replacing your roof, meaning you should always speak to a roofing expert first. When finding a roofing contractor to carry out the work, make sure you pick one that has extensive experience, excellent communication skills, and a portfolio of happy clients. There are several questions you can ask to help choose the right roofing contractor, such as how long they’ve been in business and what licensing and insurance they have in place. As well as this, you’ll want to get any financial agreements in writing. Doing so will give you confidence that you’ve made the right decision in speaking to a professional first over going to your insurance provider.
Whether your roof is leaking, or you have damaged tiles, a roofing contractor can thoroughly inspect your roof to decide what course of action to take next. Rather than having an insurance provider inspect your roof first, a roofing professional is certified to safely climb onto your roof and establish the extent of any damage caused.
One major problem is that most roof damage isn’t visible, with a lot of the destruction developing below the surface. Only a roofing expert will know exactly where to look, meaning you can be confident you’ll get a thorough inspection. If you call your insurance provider first and use them to examine your roof, they may miss out key details or problems that could come back to bite you later down the line. You should always listen to your gut instinct and trust your roofing professional.
Determine Whether a Claim is Worth It
In some instances, there may be no point in filing an insurance claim. Allowing a roofing expert to assess any damage before filing an insurance claim will give you a much better indication of whether you should file a claim.
What’s more, should you file a claim inappropriately, this can result in your insurance rates going up, meaning you could end up spending more money than you first thought. Therefore, speaking to a roofing contractor first will help make the decision process more straightforward.
It is against the law for a homeowner to deceive an insurance provider and profit from their claim. If you get an inspection beforehand from a roofing expert, you will be filled with confidence that your roofing issue was caused by severe weather conditions, rather than an underlying issue that may not be covered by your insurance.
The last thing you want is to fall into a trap and find yourself having to pay out a huge sum of money to get your roof repaired or replaced. Speaking to a roofing company first will ensure you get the best results possible. You must remember that roofers will not only examine your roof for minor damages, but determine whether there are serious problems like an underlying water leakage. Many insurance providers overlook these severe attic damages which could weaken the condition of your roof.
Saves Valuable Time
When it comes to claiming on your insurance because of your roof, going through the process can be incredibly confusing and time-consuming. Over time, you may start to get frustrated if things aren’t going in your favor. Calling a roofing expert before your insurance provider can save you a great deal of time as they will settle everything and explain to you in easy-to-follow terms what steps you need to take should you wish to make a claim.
No matter what problem you have with your roof, it’s universally advised to speak to a roofing contractor first. While you may think your insurance provider is the first person you should call, they won’t have the expertise and experience that a roofing specialist has. Without the advice of a roofing professional, you could end up spending more money on repairs.
Maintain Your Roof
To avoid finding yourself in this predicament again, there are steps you can take to maintain your roof. Regularly inspecting your shingles, trimming tree branches, unclogging gutters, and monitoring moss are some of the best things you can do to keep your roof in excellent condition. Whether you get your roof repaired or have it replaced, your roof acts as the main defense against severe weather like heavy rain, snow, and wind.
Checking your roof seasonally or yearly will expand the lifespan of your roofing materials, stop leaks from occurring that cause damage, and help keep you and your loved ones protected. No one likes the idea of having to pay out for repairs or replacements. Therefore, keeping a close eye on your roof is key.
Speaking to a roofing company first will stop any headaches and stress that roofing repairs can bring. In a nutshell, roofing companies can handle your insurance provider, helping you to get the best outcome possible and ensure your home is protected in the future.